AXA Assurances Luxembourg

Climatic events such as floods can cause significant damage to your home and all its contents. These risks are not usually covered by your basic home insurance.

The Sérénité Max Option will allow you to be covered against climatic events, to protect your home as well as your furniture.

Protect your home against floods and natural hazards:

By taking out the Sérénité Max Option of your OptiHome home insurance, you protect your home against the following risks:

Rainfall and flooding:

  • Flooding, overflow or sewer backup due to rising water or heavy rainfall.
  • Water run-off
  • Torrential rains that cause landslides or subsidence

Home Insurance Flooding cover AXA Luxembourg


Your home and possessions are covered for damage caused by earthquakes.

Tremblements de terre - couverture et franchise - Option Sérénité + AXA Luxembourg EN

Indirect losses:

To cover your unforeseen costs, AXA pays out an additional indemnity equal to 10% of the total amount of the indemnities.

Take out the Sérénité Max option:

To add the Sérénité Max option to your OptiHome home insurance, contact your AXA Luxembourg agent or apply online.

My OptiHome home insurance

My home Insurance OptiHome

Glass breakage, water damage, emergency repairs or damaged multimedia devices - with your AXA household insurance you are optimally protected.


Flooding: how to prepare for it?

Whether in flood-prone areas or not, a house, a ground-floor apartment or a cellar are at risk of flooding in the event of torrential rains. Mudslides, rising waters, overflowing sewers... How do we prepare for these?


Contact an AXA agency

An advisor is available in every region of the Grand Duchy to offer you his services and his well-informed advice about insurance solutions.