Dog and cat insurance

Give your four-legged companion the best daily care, without unexpected events weighing on your budget!

Request a Pet insurance offer

Loving them means protecting them.

Your pet is part of your family and deserves adequate protection in case of an accident or an illness! AXA Luxembourg's health insurance for pets allows you to provide them with quality veterinary care.

4 good reasons to choose AXA’s insurance for dogs and cats

  • Flexibility and controlled budget

    3 plans to choose from, that meet your needs and your budget.

  • Lifetime coverage

    Your pet remains covered for life, with no age or health restrictions.

  • Prevention & assistance

    Vaccinations, sterilization, pet ambulance, and boarding fees included depending on the plan.

  • A strong commitment

    Because your pet deserves protection at every stage of its life, subscription is possible for dogs aged 7 or under and cats age 10 or under.

Request a Pet Insurance Offer

Dog and cat quote

Compare the 3 plans

Choose the deductible level that suits you to determine your plan. Reimbursement of expenses is limited to €2,500 per year for all 3 plans.

  • Easy Plan

    Find the minimum coverage with a €150 deductible per claim.

    Base guarantees

    • Veterinary and hospitalization expenses
    • Vaccination (<2 years)
    • Neutering (<2 years)
    • Euthanasia

  • Easy-Plus Plan

    Enjoy more comfort with a €90 deductible per claim.

    Base guarantees

    • Veterinary and hospitalization expenses
    • Vaccination (<2 years)
    • Neutering (<2 years)
    • Euthanasia

  • Comfort Plan

    Give your companion the most comprehensive coverage with a €30 deductible per claim.

    Base guarantees

    • Veterinary and hospitalization expenses
    • Vaccination (<2 years)
    • Neutering (<2 years)
    • Euthanasia
    • Boarding fees (€200/year)
    • Lost pet search (€100/year)
    • Animal ambulance (€100/year)
Request a Pet Insurance Offer

Reimbursement simulation

  • Breed: European

    Moka is undergoing medication for kidney failure, discovered by her veterinarian after significant weight loss.

    Expenses incurred: €1,037
    Amount reimbursed: €887
     

  • Breed: English Cocker Spaniel

    Bobby tore his knee cruciate ligament while jumping off a wall. Surgery was necessary.

    Expenses incurred: €1,853
    Amount reimbursed: €1,763
     

Starting from €13/month for a cat and €15/month for a dog

  • Reimbursement of medical expenses:

    • Veterinary fees (consultation, visit, medication, and treatments)
    • Surgical and hospitalization fees
    • Laboratory tests and radiological examinations (CT scan, ultrasound, etc.)
    • Radiotherapy or chemotherapy
    • Vaccination and sterilization if the insured animal is under 2 years old
    • End of life (euthanasia fees)
       

  • Subscription conditions:

    • Owner residing in Luxembourg
    • Animal identified (microchip/tattoo) and registered with the municipality
    • Animal not intended for sale, breeding, or professional use
    • At subscription: dog 3 months -7 years old, cat 3 months -10 years old (no limit afterwards)
       

Sweet prices for your pets

Find below the monthly VAT-included rates of our health insurance for dogs and cats, depending on the chosen plan and the type of animal you wish to insure.

  •  EASY PLANEASY PLUS PLANCOMFORT PLAN
    Dog€15 €32 

    Purebred: 55€ 

    Mix: 52€

  •  EASY PLANEASY PLUS PLANCOMFORT PLAN
    Cat€13€21 

    Purebred : 37€ 

    Mix : 34€

How does coverage work?

personnes qui recoivent un conseil fiscal

1. You choose and visit the veterinarian of your choice.
2. You submit your treatment form, filled out by the veterinarian, along with a copy of your invoice or prescription.
3. You are reimbursed directly.

Submit my reimbursement request

Find your insurance advisor

couple avec un conseiller

In each region of the Grand Duchy of Luxembourg, an advisor is on hand to offer you his or her services and expert advice on insurance solutions.

The nearest agency

Do you still have questions?

  • The reimbursement of expenses is made up to the amount of the actual expenses incurred, subject to a deductible. The deductible will be applied to each consultation or each hospitalization, except in the case of a vaccination.

  • If the insured animal is the victim of either an accident or an illness requiring the intervention of a veterinarian established in one of the member states of the European Union, Switzerland, Norway, or the United Kingdom, we will cover the reimbursement of the resulting expenses.

    Details of veterinary expenses:

    • Veterinarian's fees (consultation, visit)
    • Hospitalization
    • Surgical intervention
    • Prescribed medications and treatments
    • Lab tests and radiological examinations
    • CT scan, ultrasound, thermography, or endoscopy
    • Radiotherapy or chemotherapy
       

  • Boarding expenses are reimbursed in the event of the absence from the home of the owner and/or their spouse, following hospitalization, according to the chosen plan.

Discover WiziPet, the wellness app for your four-legged companions!

Designed by dedicated veterinarians and animal lovers, WiziPet is an all-in-one application devoted to your companions’ well-being.

  • Health monitoring

    A digital health record, regular check-ups, and monitoring tools are available to track your pet’s health.

  • Daily well-being

    With the interactive and collaborative map, discover places where you and your companion will be warmly welcomed, as well as routes adapted for beautiful walks.

  • A close-knit community

    What could be better than connecting with caring and passionate pet owners, united around the same values? Share your advice, experiences, and get help when needed.

  • Increased safety

    In case your pet gets lost, WiziPet offers tools to help you find it as quickly as possible. In addition, the app features an intelligent medical assistant for health emergencies.

Convinced? Then you too can access all the services at your fingertips – or in paw’s reach!

Download the app

Our advice for pets

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