Find out if you are properly insured
The feature of a pileup is that it is an accident involving multiple people. It is very difficult to determine the degree of responsibility of each person in such a situation.
If you are an AXA client, you must have OptiDrive Privilege Formula (full-CASCO equivalent) to be sure that all damage to the vehicle and passengers in your vehicle will be covered by the insurer.
Security or Driver Protection Cover allows your medical expenses to be taken charge of if you are injured as a driver of the vehicle.
Refer to your policy or contact your advisor for more details.