This is an attractive solution if you have capacity for savings
Let us not forget that the supplementary pension scheme is above all a retirement savings solution to which the legislator has offered the ideal framework: product flexibility and tax advantages.
However, like all retirement solutions, it should not be forgotten that savings will only be available at the time of retirement.
However, when we take a closer look at the product, we quickly see the many advantages.
The solution is flexible and adapts perfectly to the life of a self-employed person: income fluctuating over the years, payment flexibility, little time to devote to administration...
"I started to make enquiries with insurance companies in the Grand Duchy, explains Maria, a physiotherapist. I was pleasantly surprised by the flexibility in the products offered, adapted to the needs of self-employed people who can be very different from each other. "
Would you prefer to opt for fixed or complementary payments? Are you the sort of person who isn't afraid to take risks to get better returns or do you prefer safe investment?