Covering yourself with "Purchase Value" is not an option

New vehicle

Take advantage of the "Conventional Degression" value compensation with the Privilege package. You have the assurance of being able to replace your vehicle in the event of a total loss for the first 3 years and to benefit from enhanced cover up to 7 years, a unique solution on the Luxembourg market.

With the Privilege package, with the "Conventional Degression" advantage of your property damage cover, there are no surprises:

• During the first 36 months, in the event of total loss, we guarantee the replacement value of your vehicle if its mileage does not exceed 90,000 km. (Appropriate compensation beyond that). AXA Luxembourg allows you to buy the exact same car again, even if you benefited from advantageous promotional conditions at the time of its initial purchase.
  
  
• And between 3 and 7 years, everything is clear, you know in advance the amount of compensation that will be paid to you, which is higher than the value that would be determined by the expert. AXA Luxembourg thus helps you maintain your mobility under the best possible conditions
  
  

The "Conventional Degression" benefit is available if your vehicle has been purchased new.

We also offer this benefit if you have bought your car used and the subscription is made less than 12 months after its first registration.

Used vehicle

With the Privilege package,

• Your vehicle is between 12 months and 36 months old when you buy it (between 1 and 3 years).
  If your vehicle is beyond repair following an at-fault accident covered by your policy, AXA Luxembourg will reimburse you the replacement value plus 20% if the loss occurs before the vehicle is 36 months (3 years) old, and an additional 10% if the loss occurs between 36th and 84th months (between 3 and 7 years).
  
  
• Your vehicle is more than 36 months (3 years) old when you buy it.
  In the event of an irreparable loss, you benefit from an advantage of +10% of the replacement value in the event of a loss up to the 84th month (7 years)
  

Comprehensive car insurance in Luxembourg

When choosing an AXA car insurance for hybrid or electric vehicles, you automatically benefit of a reduced insurance premium.

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