Car insurance coverage: OptiDrive benefits
The vehicle benefits that cover you in your everyday life
Because car insurance must above all cover you properly in your everyday life, rest assured that AXA Luxembourg has thought of everything.
Your OptiDrive car insurance gives you a complete coverage with many benefits, some of which are explained below:
New Car Cover
Have you just bought a new car and are afraid of the slightest accident? Take out our Privilege Package (“CASCO”) and there’s no need to worry...
If your new car cannot be repaired following an accident, AXA Luxembourg allows you to buy exactly the same car again, even if you benefited from a promotion at the time of purchase, for three years.
If your car is more than three years old at the time of the accident there’s good news: you will know in advance how much you will get back, thanks to the standard gradual reduction table shown in the specific conditions of your policy.
-> Back to the OptiDrive Auto Insurance Packages page
Protecting your passengers
In the event of an accident, your passengers, whether family or not, are covered by your Civil Liability, the compulsory Motor insurance.
This concerns your passengers’ assistance or hospitalization costs, etc.
-> Back to the OptiDrive Auto Insurance Packages page
Lend your car without worrying
Is your child going to be driving your car? Does a friend need it to move house? No problem, your car is insured even if someone else drives it. What’s more, that person doesn’t need to be named in your policy.
It gets even better! In the event of an accident, your Legal Protection protects the interests of any other driver to whom you have lent your car.
-> Back to the OptiDrive Auto Insurance Packages page
A replacement vehicle while yours is being repaired
Following an accident covered by AXA Luxembourg, a replacement vehicle is provided to you free of charge for 10 days so that you can continue to live normally.
Following the total destruction or theft of your car, this period is extended to 31 days.
In the event of glass breakage, a replacement vehicle is provided for one day.
When you travel, your vehicle and your family are protected
Whichever option you choose, your car is insured abroad. Refer to your Green Card (Certificate of Insurance) for a list of the countries in which you are insured.
Even benefit from free repatriation (for you, your passengers and your vehicle) if the repairs take too long. Finally, in the event of a medical incident, the costs relating to treatment received abroad are covered up to €150,000.
Your personal belongings are insured in the event of theft
The theft of your mobile or computer in your car is covered
To get this, choose the Active + Mini Casco or the Privilege Package, and all your personal items (including multimedia equipment) will be covered up to €3500 if your car is stolen. Your personal belongings are also covered if they are destroyed in an accident covered by your assurance.
Services & Advice
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